As multiculturalism becomes an increasingly prominent part of Canadian national identity, the Canadian financial system is striving to embrace the financial diversity of the country’s ethnic communities and intends to tap into the growing market of newcomers.
新移民在加拿大享有经济独立的同时，也将他们的金融知识，理财态度和储蓄习惯等带到了加国。他们认为加拿大拥有世界上最稳健的金融体系，他们信任加国政府并依赖加国的金融机构管理他们的资产。
While immigrants enjoy financial independence in Canada, they also bring their financial literacy, financial attitudes and saving habits to their adopted land. They believe that Canada has one of the most robust financial systems in the world. They trust the government and rely on the financial institutions to manage their assets.
加拿大信用协会的行政主管Laurie Campbell表示：“那些逃离了原居国的高压政府的移民们，往往带着新希望抵达加国。我们采取了一系列措施欢迎新移民融入加拿大社会，并承认他们为加拿大的成功所作出的贡献。”
“Newcomers who escape from a very stressful government in the home country, arrive in Canada with new hope,” said Laurie Campbell, executive director of Credit Canada. “As a country, we do a great deal to welcome newcomers as part of Canadian society and recognize their contributions to our success. “
加拿大信用协会（Credit Canada）和加拿大第一金融公司（Capital One Canada）最近委托进行的一项调查结果显示，新移民（抵达加国不足5年之移民）的理财知识，对当局的信任程度和开支习惯与土生加拿大人本土人士之间存在惊人的差异。该调查通过族裔分类还显示出了华裔移民和印度裔移民（北印度和Punjabi移民）在理财行为上的差异。
A recent survey conducted on behalf of Credit Canada and Capital One Canada found surprising differences in financial knowledge, level of trust newcomers place on the authorities, and the spending habits between newcomers (who arrived in Canada less than 5 years ago) and native born Canadians. The survey’s ethnicity breakdowns specifically showed the difference in financial behavior between Chinese immigrants and Indian Canadians (Hindi and Punjabi).
