加拿大财政部长克里斯蒂娅·弗里兰最近宣布的预算案将投入数十亿资助年轻加拿大选民的住房计划，其中部分资金来自对富人和企业加税。弗里兰在提交预算案后在国会表示：“我们通过向富人征收应有的税款来确保加拿大税制的公平性。” 这一增税举措将资本利得税从50%提高到66%，影响到大约4万名拥有度假屋或投资房等第二房产的业主。虽然征收富人税以资助低收入加拿大人看起来是一种”劫富济贫“之公平仗义之举，但将拥有第二房产的业主视为加国社会的最富裕阶层的假设却值得质疑。事实上，最近加拿大统计局的调查揭示了一个令人意外的现实：投资房产的业主多为那些期望通过勤俭持家以获得未来财务保障的新移民群体。
Finance Minister Chrystia Freeland’s recent budget announced a multi-billion dollar commitment to a housing program for young Canadian voters, to be funded in part by a tax hike on the rich and corporate Canada. “We are making Canada’s tax system fairer by ensuring that the very wealthiest pay their fair share,” Freeland said after tabling her budget in Parliament. The significant increase in capital gains tax – from 50% to 66% for individuals earning over $250,000 on their gains – has potentially impacted approximately 40,000 homeowners who own secondary properties such as cottages or investment homes. While the decision to tax the affluent to benefit middle or low-income Canadians may appear popular, the assumption that homeowners of secondary houses represent the wealthiest echelons of society, possessing deep pockets, warrants scrutiny. Recent surveys conducted by Statistics Canada have unveiled an unexpected demographic among investment homeowners: the newcomer community that diligently saved and strived to secure their financial futures through property investment.
加拿大统计局对安大略省住宅房地产投资者的2021年疫情前调查显示，新移民是安大略省房地产投资的主力军。该调查还显示，2010年之前抵达的新移民也在 不列颠哥伦比亚省、马尼托巴省、新不伦瑞克省和新斯科舍省的其他四个省份的投资房产主中占过高比例。但是这些投资房产的拥有者并不一定拥有高收入。事实上，根据统计局的调查，这些新移民的平均年龄超过55岁，并且收入水平中等偏下，安省的新移民投资者的平均收入为仅为 $8万加元，低于出生于加国的投资者的平均收入的$10万加元。
StatsCan’s 2021 pre-pandemic profile of Ontario residential real estate investors shows that newcomers were the driving force behind real estate investment in Ontario. Newcomers who arrived before 2010 also made up an outsized portion of real estate investors in four other provinces profiled — British Columbia, Manitoba, New Brunswick, and Nova Scotia. However, ownership of these properties does not necessarily equate to having high-paying incomes. In fact, newcomers in the StatsCan survey were older than 55 years old and had a modest income, with the average income being $80,000 among Ontario immigrant investors compared to $100,000 of their Canadian-born counterparts.
